What Pricing Model Does Host Merchant Services Use?

Host Merchant Services quotes merchants on an interchange-plus pricing model exclusively. In this structure, the card brands’ published interchange rates and assessments are passed through at cost, and HMS adds only a small, clearly disclosed markup (a percentage plus a per-transaction fee) for processing and support.

This model gives merchants full visibility into what they pay the card networks versus what they pay the processor. It is designed to deliver more transparent, typically lower, and more predictable costs than tiered or flat-rate pricing over the long term.

To ensure pricing is concrete for each merchant, we strongly recommend a free statement analysis. If the merchant has a current processor, ask them to provide their two most recent processing statements so we can prepare a written, side-by-side proposal showing true costs and projected savings.

Statements can be sent to:

Email: [email protected]

Fax: (888) 535-7463

We guarantee we will beat their current rate with an existing provider or pay them $50 for their time. Rates start as low as 1.05% and go up to 3.0% depending on the customer card type.