Frictionless Payments Built for the Modern Hospitality Industry

Seamless Payment Processing for Hotels, Resorts, and Hospitality Businesses
Accept credit card payments with Host Merchant Services.
Contactless payment processing at a retail POS terminal.

Seamless Payment Processing for Hotels, Resorts, and Hospitality Businesses

Running a hotel or lodging business involves keeping track of countless moving parts: from reservations to check-ins, and from billing and deposits to guest satisfaction. Host Merchant Services offers specialized hospitality merchant services tailored to the needs of hotels, motels, resorts, and other lodging establishments.

Our payment solutions not only help in guest transactions but also integrate with your Property Management System and support extended authorizations, providing you with reliability, flexibility, and peace of mind.

Tailored Payment Solutions for the Hospitality Industry

Hospitality payments are unlike any other. You can’t settle transactions until guests leave; there may be extra fees, and you require real-time visibility into every payment. Host Merchant Services makes sure that your hotel merchant account is set up right from the start, reducing risk, increasing cash flow, and staying in compliance with all lodging requirements.
So, with Host Merchant Services you’ll receive:
  • Reliable and Secure Transactions
  • Next-Day Funding for Faster Deposits
  • Dedicated Account Management and Support
  • Accept Visa, MasterCard, Amex & Discover
  • NFC and Contactless Payments
  • OptBlue Program by American Express
  • Mobile and Online Payment Solutions
  • 24/7 U.S.-Based Customer Support
  • Detailed Business Reports and Analytics
Contactless payment processing with Host Merchant Services for small businesses.

Tailored Payment Solutions for the Hospitality Industry

Specialized Features for Lodging Merchants

Secure credit card payment processing for small businesses and online merchants.
Secure payment processing with Host Merchant Services, trusted credit card solutions for your business.
Extended Authorizations

Hotels often need to hold a card on file before the stay is complete. Host Merchant Services configures extended authorization settings that let you preauthorize, adjust, and settle transactions after the guest checks out — ensuring accuracy and reducing chargeback risk.

Affordable merchant services for small business payments and processing solutions.
Secure payment processing solutions for your business growth.
Special Hotel Interchange Rates
Host Merchant Services makes certain your hotel or lodging business receives all special interchange categories provided by Visa and MasterCard for hotels. These help reduce your cost per charge and can save you thousands of dollars a year.
Mobile point-of-sale payment terminal processing credit card payments.
Flexible payment solutions for small businesses by Host Merchant Services.
PMS & POS Integration
Our systems work seamlessly with the top Property Management Systems, Booking Engines, and POS terminals. A single platform is all it takes to manage front-desk, restaurants, and online reservations.
Efficient payment processing solutions from Host Merchant Services for businesses.
Secure online payment processing for businesses with Host Merchant Services.
Email Invoicing & Virtual Terminals
Send custom invoices to guests for secure online payments. You can also use our virtual terminal to take payments from your back office or call center while being fully PCI compliant.
Secure credit card payment with padlock on chip card, highlighting payment security.
Secure payment processing terminal at Host Merchant Services provider.
Secure Card Vault
Safely store guest card details using tokenization for repeat or corporate bookings. Our system helps keep card data accurate, preventing declines and disruptions in service.
Secure online subscription payment interface with a computer and digital plan options.
Fast secure payment processing solutions for businesses of all sizes.
Recurring Billing
For extended stays, long-term memberships or service subscriptions, Host Merchant Services facilitates automated recurring billing, helping you manage your cash flow by providing a consistent and predictable revenue stream.

Benefits of Host Merchant Services for Hotels & Hospitality

Affordable merchant services for small businesses from Host Merchant Services.
Fast Processing, Fast Approval

Most hotels are approved and ready to go in 1-2 business days.

High-quality point-of-sale payment processing solutions for small and large businesses.
Next-Day Funding

Eliminate delays in deposits and keep the revenue stream flowing continuously.

Secure payment solutions provider for businesses of all sizes.
No Term Agreements

Month-to-month contracts with no cancellation fees.

Sophisticated credit card payment terminal with secure transaction processing.
Lifetime Rate Guarantee

Your processing rate will never increase.

Secure credit card payment terminal at Host Merchant Services, trusted for merchant solutions.
White-Glove Support

Every call is answered by a live, U.S.-based specialist within a few rings.

Efficient payment processing solutions for businesses at Host Merchant Services.
Free Equipment Program

98% of HMS merchants are eligible for free EMV/NFC terminals.

Seamless mobile payment processing with Host Merchant Services, enhancing small business transactions and customer experience.

Hospitality Sectors We Serve

Secure payment processing terminal on a desk with credit card reader and monitor.
Hotels, Motels & Inns
Secure credit card payment terminal for merchants.
Resorts & Vacation Rentals
Secure payment processing solution from Host Merchant Services for seamless transactions.
Bed & Breakfasts
Secure payment processing technology for small businesses and online merchants.
Boutique Hotels
Secure payment processing with Host Merchant Services for seamless business transactions.
Restaurants & Cafés within Hotels
Secure POS system at Host Merchant Services, streamlining payment processing for businesses.
Event Venues & Banquet Halls
Secure payment processing terminal at Host Merchant Services.
Conference & Convention Centers
Secure credit card processing equipment for small businesses.
Hospitality Staffing & Management Firms
Whether you are a single property or a hospitality group with multiple locations, Host Merchant Services provides secure, scalable and guest-friendly payment processing that scales with your business.
Easy credit card processing at a retail store by Host Merchant Services.

Security & Compliance That Builds Guest Trust

Security and compliance are required for hospitality transactions. Host Merchant Services protects both your business and guests with:
  • PCI DSS Level 1 Compliance
  • End-to-End Encryption and Tokenization
  • Fraud & Chargeback Monitoring Tools
  • 3D Secure Authentication for online payments
  • Advanced Authorization Controls for delayed checkouts and add-on services
Easy credit card processing at a retail store by Host Merchant Services.

Focus on Your Guests — We’ll Handle the Payments

At Host Merchant Services, we make payment processing one less thing for you to worry about. Our lodging and hospitality merchant accounts are built to handle everything from pre-authorizations to post-stay adjustments — so you can focus on delivering five-star experiences, not reconciling transactions.

Get a free rate analysis today and see how much your hotel can save with HMS.

Call (877) 517-4678 or contact fill out the form to get started.
Get Started
Professional customer support representative using headset at modern business office.

Frequently Asked Questions

Why do hotels need specialized payment processing?

Hotels and lodging businesses need extended authorizations and special interchange rates to manage check-ins, deposits, and post-stay charges efficiently. Host Merchant Services configures your account to handle these requirements properly.

Can HMS integrate with my PMS or booking software?

Yes. Host Merchant Services supports integration with most Property Management Systems (PMS), booking engines, and POS systems for a unified guest experience.

What are special hotel interchange rates?

Visa and MasterCard offer lower interchange categories specifically for lodging merchants that follow proper authorization and settlement procedures — reducing your transaction costs significantly.

How soon will I receive my deposits?

Most HMS hospitality merchants enjoy next-day funding, ensuring faster access to funds and steady cash flow.

Do HMS accounts support international or multi-currency transactions?

Yes. Host Merchant Services supports multi-currency processing for international guests, ensuring smooth global transactions without conversion issues.

What kind of customer support does HMS offer?

You’ll receive 24/7/365 U.S.-based live support with no call queues and a dedicated account manager who knows your business.