Fast, Secure, and Transparent Credit Card Processing for FFLs

With Host Merchant Services, accept payments in-store, online, and at gun shows – with next-day funding, transparent pricing, and 2A-friendly underwriting.
Secure payment processing with Host Merchant Services for your business needs.

Payment Processing That Supports the 2A Community

Secure payment solutions for small businesses, merchant accounts, and credit card processing.
2A-Friendly Placement

We actively support federally licensed firearms merchants with stable processing, retail, ranges, manufacturers, distributors, and online sellers (including GunBroker).

Secure credit card processing for businesses at Host Merchant Services.
Next-Day Funding + Honest Pricing

Speed up cash flow and cut out gimmicks.

Secure payment processing solutions for small businesses.
U.S.-Based Support, Dedicated Account Managers

Real help when you need it.

Reliable credit card processing solutions for your business.
Built On Credibility

Host Merchant Services is a registered ISO of Wells Fargo Bank, N.A.; high-risk placement available through Electronic Merchant Systems (EMS).

High-quality payment processing solutions for businesses | Host Merchant Services.
Secure digital payment processing with Host Merchant Services.

Trusted by Firearms Professionals Nationwide

Secure payment processing logo by Host Merchant Services, trusted for seamless transactions.
Retail Gun Shops

Streamlined, secure payment solutions built for in-store firearm sales.

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Shooting Ranges & Training Facilities

Easy-to-use systems for memberships, classes, rentals, and retail purchases.

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Online Firearm & Accessory Stores

Compliant, FFL-friendly eCommerce processing for firearms and gear.

Secure payment processing solutions for businesses of all sizes.
GunBroker Sellers

Seamless integration and trusted payment support for online firearm auctions.

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Manufacturers & Distributors

Scalable merchant services for high-volume transactions and B2B sales.

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Ammo, Optics, and Tactical Gear Retailers

Reliable credit card processing for all your accessory and gear sales.

Payment Solutions That Fit How You Sell

Secure credit card payment icon, customer service, hosting merchant services logo.
In-Store & Range
EMV chip, tap-to-pay, and modern POS options for fast, compliant checkout.
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Online & GunBroker
FFL-aware eCommerce with gateway support for WooCommerce, Magento, BigCommerce, and GunBroker Immediate Checkout via supported gateways.
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Mobile (Gun Shows & Events)
Process cards anywhere with wireless terminals and mobile readers, perfect for shows, expos, and on-site classes.
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Recurring, Layaway & Deposits
Bill memberships, training packages, repairs, and layaway plans without rekeying data.

Expert Guidance for Selling Firearms Online Safely and Legally

Navigating eCommerce platforms as a firearms or FFL-related business can be tricky – not all platforms treat firearm-related sales equally. For example, Shopify’s built-in gateway (Shopify Payments) restricts the sale of firearms and certain accessories under its Acceptable Use Policy. However, many compliant businesses still use Shopify successfully by integrating third-party, FFL-friendly payment gateways. We help you understand what’s allowed and ensure you stay within platform guidelines.

If you prefer more flexibility, self-hosted platforms like WooCommerce or Magento, as well as BigCommerce, generally allow more customization for FFL workflows, including checkout processes, dealer networks, and age verification. Our team provides expert guidance on choosing and configuring the right eCommerce setup to keep your business compliant, functional, and optimized for firearm sales.

Secure payment processing solutions with Host Merchant Services for small businesses.

Fast, Straight Forward Onboarding

Start accepting payments by following three simple steps:

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Affordable merchant services and credit card processing solutions for small businesses.

Stay Compliant and Minimize Risk in Every Transaction

Selling firearms online requires more than just a payment gateway – it demands strict compliance and strong risk controls. We help ensure your checkout process captures essential information, such as the buyer’s selected FFL dealer for shipment and required order notes, keeping your operation aligned with ATF requirements.

To protect your business from fraud and chargebacks, we provide advanced tools like AVS/CVV checks, velocity filters, PCI compliance support, and hands-on dispute assistance, all designed to keep your approval rates high and risk exposure low.

Because firearm businesses are often labeled high-risk by traditional processors, working with the right partners is critical. We place you with FFL-friendly banks and specialized underwriters who understand your industry, helping you avoid unexpected account freezes or shutdowns due to compliance misunderstandings.

Why Firearms Merchants Choose Host Merchant Services

Flexible payment solutions for businesses to boost revenue and customer satisfaction.
Everything Transparent

Transparent pricing, clear terms, and firearm-aware policies.

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Speed + Stability

Approvals in days and processing built to last, no surprise “policy changes.”

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GunBroker Expertise

We understand Immediate Checkout and gateway requirements for seamless settlement.

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End-to-End Support

From POS hardware to eCommerce and mobile, plus training and ongoing PCI help.

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Secure credit card processing solutions for small businesses at Host Merchant Services.

Everything You Need to Process Payments with Confidence

Ready to Accept Payments With Confidence?

Go live fast, with a payments partner that understands FFL workflows, GunBroker, and eCommerce. Talk to our payments expert at (877) 517-4678 or fill out our form and our team will connect with you soon.

Secure credit card processing solution for businesses at Host Merchant Services.
Secure payment processing solutions for small businesses and merchants.

Frequently Asked Questions

Can I sell firearms online and take card payments?

Yes, if you are an FFL, and you ship serialized firearms to the buyer’s chosen FFL for the final transfer/background check. Our checkout and order-notes flow supports that requirement.

Do you support GunBroker?

Yes. We work with gateways compatible with GunBroker Immediate Checkout, so buyers pay and you settle quickly.

Is Shopify allowed for firearms?

Shopify’s platform has nuanced rules; Shopify Payments (their built-in gateway) restricts firearms, so many FFLs use an approved third-party gateway and comply with the AUP. We’ll review your catalog and advise the safest path.

Why not just use a mainstream processor?

Many large providers treat firearms as high-risk and may freeze funds or close accounts. We place you with firearm-friendly banks and configure fraud/chargeback controls from day one.

How fast can I get funded?

Next-day funding is available for eligible accounts. We’ll confirm your specific funding window at onboarding.