More to Sell, More Ways to Grow!

Payment processing, POS systems, and the free Cloud Manager Suite of business software — one product line for every merchant you meet.
Payment processing hardware and POS systems from Bonsai, Clover, SwipeSimple, Dejavoo, Valor PayTech, and other HMS solutions
HMS agent meeting with a business owner to discuss payment processing, hardware, software, and merchant solutions

Walk Into Any Business With an Answer

When you work as a terminal salesman, you sell a dedicated product, and once you finish your sale and pitch you can leave the merchant’s store. But when you sell a variety of products, you can be the person who can help meet any needs the merchant has for processing, hardware, software or financing.

A merchant who buys processing from you is one click away from buying processing from someone else. But if a merchant uses your POS and software along with processing, there are three reasons for that merchant to stay. One of those three reasons will likely be processing. For every additional product you provide to that same merchant, it requires no additional cold calls, but it can provide additional profits.

Business Funding That Deepens the Relationship

A Merchant Cash Advance / Business Funding partnership is about much more than the one sale. Once a merchant takes out a cash advance, they have a financial commitment to that advance, and so a financial relationship with you for the entire term of the cash advance. This is a new form of retention compared to a simple credit card swipe.
Business professionals strengthening a merchant partnership through business funding and Merchant Cash Advance solutions

Why a Full Catalog Means Fuller Residuals

Cross-sell adds value to your product lines and to your bottom line. Merchants that are onboarded as cross-sell supporters spend longer with your services and churn less. Churn is a concern for your residual revenue. Taking advantage of cross-sell opportunities puts you less at the mercy of a merchant leaving you for a competitor. Consult your residual reporting for the further details.
Customer support representative assisting HMS agents with product catalog, hardware, sales, and merchant solution questions

Product Catalog Questions From Agents

Do I need to be a product expert on every product to sell them?
Start with the product that best complements the merchant in front of you and bring in support for the rest. You don’t need prior industry experience to do that — the partner program includes dedicated managers, product training, and positioning support, whether you arrive with a book behind you or you are just getting started.
Ask your partner manager. For your specific project, you can use the company support for co-branded collateral, pitch decks, vertical-specific one-pagers, product training and positioning guidance. See more on the Independent Sales Rep Agent Program page.
Yes, you can sell hardware. Terminals and POS equipment are ordered in the Agent & ISO Portal, along with the merchant the order is for. All orders can be configured for quantity, price, and shipping on the order. The order status is visible in the portal until the order is completed and delivered. See the Agent & ISO Portal for additional information.
We cover all verticals (including high risk). We can offer cash discount and surcharge programs and established banking relationships for several high-risk industries. What is acceptable in high risk changes constantly, so individual businesses are considered on a case-by-case basis — introduce the merchant to your partner manager. For further information, see the Why Partner with HMS and Why High-Risk Merchants Should Not Mean Lost Deals pages.