Funding amounts vary by business performance, but we offer different business funding options from $5,000 to $10 million, based on your sales and overall cash flow.
HMS is built for speed. Many businesses can pre-qualify within 24 hours. Funds can be available as fast as the next business day, depending on approval and funding size.
We offer multiple funding options so you can choose what fits your goals, including merchant cash advance, business financing, term loans, lines of credit, equipment financing, invoice financing and more. Options are matched based on your business performance and funding needs.
In many cases, checking your options won’t impact your credit score. Our goal is to help you explore funding offers based on your sales performance with minimal friction.
No. There are no application fees or hidden upfront costs to get pre-qualified and review your funding options.
Repayment is designed to be flexible. Depending on the funding type, repayments may adjust to your daily card sales, helping align payments with your cash flow.
We review your sales volume, industry, and business performance to match you with the best-fit option and provide clear terms so you can make an informed decision.
Business funding can be used for inventory, payroll, equipment, marketing, expansion, repairs, or managing seasonal cash flow, whatever helps you grow and stay on track.
Our application is quick and simple. Basic business details and recent sales performance are typically enough to get started, and a specialist can help if anything else is needed.
Yes. You’ll receive an offer breakdown with expected remittance and terms, and you can decide whether or not to move forward, no pressure.
Possibly. Eligibility depends on sales consistency and performance, not just time in business. If you’re unsure, applying is a fast way to see what options may be available.
