Can you help lower my processing costs beyond the rate itself?

Yes. In addition to interchange-plus pricing, we provide tools that can lower your effective cost of acceptance. These include Level II and Level III data optimization for B2B and B2G transactions, which can qualify many corporate and purchasing cards for lower interchange categories. We also offer surcharge and cash-discount program options where permitted by law and card-brand rules. Our team will review your processing patterns, card mix, and average ticket size to identify ways to reduce interchange expenses without impacting the customer experience.