Credit Card Processing for Small Business: How It Works, What It Costs, and How to Set It Up

Cards are the default payment method for most Americans. According to the 2025 Federal Reserve Diary of Consumer Payment Choice, credit and debit cards combined for 65% of the pay...

Payroll Processing Rates: What Payroll Services Cost Small Businesses

Payroll processing prices for small businesses usually rely on two numbers in most published price sheets: a base fee and a per-person fee. Six providers with full-service prices ...

Accounting and Billing Software: Do You Need Both or One System?

Small businesses spend real money waiting on their own revenue. The 2026 Small Business Late Payments Report from Intuit QuickBooks, published in July 2026, found that 59% of US s...

PCI Compliance Checklist for Small Business: SAQs, Scans and Records Under PCI DSS v4.0.1

Merchants that accept cards from Visa, Discover, Mastercard, JCB or American Express must protect card data and comply with the card industry's security rules, known as PCI DSS. T...

Online Payment Processing for Small Business: How to Get Set Up

Online payment processing is becoming increasingly important for small businesses. According to the U.S. Census Bureau, e-commerce sales in the U.S. hit $340.2 billion in the seco...

Card Readers for Small Business: Types, Costs, and How to Choose

Cards are the primary means of payment for most in-person transactions in the U.S. Results from the Federal Reserve Bank of Atlanta's Survey and Diary of Consumer Payment Choice i...

Should You Take Payment When the Client Books or After the Appointment?

For an appointment-based business, should you receive payment at booking or request it after the service? There is no single answer; it depends on the nature of the work, customer...

How to Take Deposits on Special Orders Without Losing Money on No-Pickups

What happens when a customer asks you to bring in a product you don't normally have in stock, you order and pay your supplier, and they never come back for it? That is the risk...

Merchant Account Changes Explained: What to Update When Ownership, DBA, Bank Account, Products, Volume, or Sales Channels Change

A merchant account is not a set-and-forget subscription. It’s a risk profile a processor makes for a particular business at a certain time. If you sell your business, change you...

Category: Small Business and Entrepreneurs