Fast-Paced Kitchens Run on Speed and Reliability – We Bring Both and More

Host Merchant Services offers restaurant payment processing solutions built for speed, savings, and efficient operations.
Contactless POS payment processing in a modern coffee shop setting.

Built for Your Service Model

Secure payment processing solutions for businesses at Host Merchant Services.
Full-Service & Fine Dining

Keep turns tight with tableside ordering and pay-at-table, split checks, and tip flows that your servers learn in minutes. Clover KDS keeps FOH and BOH perfectly in sync and consolidates on-premise and 3rd-party orders on a single screen.

Secure payment gateway solutions for small businesses and merchants worldwide.
Quick-Service & Cafés

Speed through lines with counter, kiosk, or handheld checkout. Batch automatically each night for reliable next-day deposits.

Secure payment solutions for businesses | Host Merchant Services logo.
Bars & Taprooms

Tab pre-auth, tip adjust, and handhelds for bar-top or patio service, plus device options that stand up to spills and rush hours. (Supported across Clover hardware and Bonsai POS.)

Emergency vehicle with siren and lights in motion.
Food Trucks & Pop-Ups

Take chip, tap, or wallet payments anywhere with mobile POS like SwipeSimple, then sync sales to your reporting.

A logo of Host Merchant Services showcasing trusted payment solutions and merchant services.
Multi-Location Groups

Centralized reporting and next-day funding across sites.

Built for Your Service Model

Affordable payment processing solutions for small businesses and cafes.

Flexible POS Systems Designed for Busy Restaurants

Powerful POS designed for scalability, KORONA offers advanced reporting, real-time inventory management, and robust multi-location tools
From Station Duo to Flex handhelds and Clover KDS, customize your setup with a huge app marketplace, perfect for pay-at-table, counter service, and hybrid concepts.
Dejavoo combines flexibility and customer engagement with an omnichannel gateway that supports payment links, QR code payments, and integrated loyalty programs
Contactless payment device for secure credit card transactions, ideal for merchants.

Pair card-present speed with portability using SwipeSimple and other supported devices, great for patios, events, and curbside.

All the Ways You Can Take Payments

Red and white credit card icon with handshake symbol representing secure payment processing.
In-Person

EMV chip, tap-to-pay/NFC, magstripe, gift & loyalty cards.

Friendly customer service at Host Merchant Services for your payment processing needs.
Online & Phone Orders

HMS Pay gateway with hosted payment pages, invoicing, tokenized card-on-file, and recurring billing—ideal for takeout, catering deposits, or wine clubs.

At the Table
At the Table

Handhelds for pay-at-table and faster turn times.

Friendly customer service at Host Merchant Services for your payment processing needs.
Back Office

eCheck/ACH acceptance, Level 3 support (where applicable), and fraud tools.

Boost Your Margins with Smart Payment Programs

Host Merchant Services makes it easy to boost revenue and reduce costs with built-in tools like Dual Pricing and Gift & Loyalty. Offer both cash and card prices transparently to offset processing fees while staying fully compliant with card brand rules.
At the same time, drive repeat business and increase average ticket size by launching custom-branded gift cards and customer rewards programs—fast, simple, and ready to grow with your restaurant.

PCI Compliance and Payment Security You Can Trust

Secure payment processing for restaurants and cafes with Host Merchant Services.

Every Host Merchant Services account includes full PCI compliance support, without the hidden penalties others charge for non-compliance. All recommended terminals are EMV and contactless-ready, supporting Apple Pay, Google Pay, and more for secure, modern transactions.

For added peace of mind, optional data breach protection is also available through our trusted partner program.

Secure payment processing for restaurants and cafes with Host Merchant Services.

What Our Partners Are Saying About us

Host Merchant Services makes it easy to boost revenue and reduce costs with built-in tools like Dual Pricing and Gift & Loyalty. Offer both cash and card prices transparently to offset processing fees while staying fully compliant with card brand rules.
At the same time, drive repeat business and increase average ticket size by launching custom-branded gift cards and customer rewards programs—fast, simple, and ready to grow with your restaurant.

Get More with Host Merchant Services

Payment processing solutions for businesses at Host Merchant Services.
Transparent Restaurant Pricing
Interchange plus pricing, built for restaurants. Nothing, extra, everything transparent.
Secure payment processing solution at Host Merchant Services.
No Term, No Exit Fees
Service is month-to-month with no early termination fee—stay because it works, not because you’re locked in.
Secure payment processing solutions for your business.
Cash Flow That Keeps Pace
Next-day funding, automated daily batching, and extended cutoff options.
Secure payment processing by Host Merchant Services for seamless eCommerce transactions.
Real People, Real Support
24/7/365 U.S.-based white-glove support and a dedicated account manager.
Secure credit card processing terminal at Host Merchant Services for business payments.
Built for Restaurants
Options for Clover, Vital, or our in-house Bonsai POS (with KDS, kitchen printer, pay-at-table, and more).
Secure payment solutions and merchant services for seamless business transactions.
Accept More

HMS participates in American Express OptBlue®, making AmEx acceptance streamlined and often more competitive for small and midsize restaurants

We Make Switching Really Simple

Secure payment processing provider with customized merchant solutions.
Send a Recent Statement
We’ll do a free cost comparison and show the exact savings.
Secure payment processing solutions for small businesses and merchants.
Pick Your Setup
Choose Clover, Vital, or Bonsai; most accounts qualify for free equipment.
Flexible payment processing solutions for seamless merchant transactions.
Go Live
Fast approvals, next-day funding, and 24/7 support from people who answer the phone.

Ready to Serve More Guests Efficiently, Without Overpaying?

Let’s tailor a restaurant payment solution that fits your concept, volume, and workflows, while keeping pricing simple and support personal. Feel free to call us at 877-517-HOST (4678) or fill out the form, and we’ll be in touch promptly.
Secure payment processing terminal with merchant services for small businesses.

What Our Partners Are Saying About us

In the restaurant industry, cost savings are very important. Host Merchant Services saves our restaurant a significant amount of money each and every month. They also make sure we can always process and our credit card processing is never down. Host has us set up with brand new high-speed terminals that also have a back-up dial-up connection to prevent any service interruption. Host Merchant Services provided the terminals free-of-charge and they also provided a wireless terminal at no cost. We use the wireless terminal for outside special events and in the restaurant during peak times. For keyed-in credit card sales and to ensure PCI compliance Host Merchant Services now has our restaurant set up on transaction express – it has been a big help.

Ryan German,

Caffe Gelato Restaurant and Catering
Caffe Gelato serves Northern Italian and Mediterranean inspired cuisine and is noted for its homemade gelato and homemade pasta. The restaurant also provides a catering service.
Frequently Asked Questions restaurant merchant services

Frequently Asked Questions

Do I have to sign a long contract?

No. Service is month-to-month with no early termination fee.

How fast do I get my deposits?

The next business day, when you batch by the cutoff, Sunday batches are funded on Tuesday. We can automate batching for you.

Can I accept Apple Pay and Google Pay?

Yes. Contactless/NFC is supported across our recommended setups.

What about American Express?

We support Amex OptBlue for streamlined rates and settlement.

Is there a PCI or “non-compliance” fee?

Our standard plan includes PCI help and no PCI fee; we also offer optional breach coverage.

Can you work with my online ordering or delivery partners?

Yes, Clover’s KDS consolidates in-house and third-party orders; HMS supports multiple gateways and carts, or you can use HMS Pay.