From boutiques to multi-location chains, Host Merchant Services delivers transparent pricing, fast funding, and industry-leading POS systems to power retail success. Our solutions help retailers reduce fees, improve checkout, and scale effortlessly across sales channels.
HMS helps retailers nationwide cut costs and streamline operations.
Interchange-plus pricing reduces credit card fees and boosts profit margins.
Checkout: Speed up lines with EMV, contactless, and mobile POS options.
Accept payments in-store, online, curbside, or on-the-go.
PCI compliance, EMV acceptance, tokenization, and fraud prevention.
From single-location shops to multi-store chains, HMS grows with your business.
Retailers need tools that fit their operations. HMS offers the top platforms for retail success
HMS goes beyond payments to help retail stores operate smarter
Our interchange-plus pricing model ensures retailers pay only what card brands charge plus a small margin. No hidden fees, no long-term contracts, no surprises. Many retail businesses save hundreds or thousands monthly compared to flat-rate processors.
Switching to HMS is quick and risk-free
See where you’re overpaying today.
We recommend the best fit for your retail operations.
Minimal disruption, full training included.
Accept payments in-store and online with confidence.
Continuous reporting, account management, and 24/7 support.
Request a free retail rate analysis today and discover how much your store can save. With transparent pricing, powerful POS tools, and 24/7 expert support, HMS helps your retail business grow profitably.
We run three small electronics shops, and having one provider for all card channels simplified everything. Host Merchant Services gave us secure terminals at no additional cost and quick funding without hidden costs. Training our staff on the new system was also straightforward
Operations Manager, TechWorld Stores
Our online and in-store sales now run on one platform with transparent rates. Host Merchant Services provided ongoing support as we opened our second location. The cash flow stability from next day funding has been a real boost.
Co-Founder, Evans Home Goods
HostMerchant Services helped us modernize our point-of-sale with Clover and Verifone systems in both of our flagship stores. Card payments clear the next day, and the rates are exactly what they said upfront. Support staff guided our team patiently during setup.
Owner, Brooks Fashion & Accessories
The best way is to use interchange-plus pricing, which separates true card brand fees from processor markups. This transparency ensures you’re not overpaying, and it can lower monthly costs dramatically compared to flat-rate pricing.
Flat-rate pricing may look simple but usually hides markups that cost retailers more. Interchange-plus passes card brand fees directly with a clear margin, saving money and providing transparency
KORONA POS excels at inventory-heavy retail with advanced reporting and multi-store capabilities. Clover POS works well for smaller shops and boutiques with app integrations. Valor and Dejavoo add mobile flexibility and loyalty tools.
Yes. HMS supports omnichannel retail with integrated in-store, online, and mobile payments. This ensures consistent reporting and customer experience across every channel.
Dual pricing lets you show both card and cash prices, passing part of the processing cost to customers. This reduces fees while keeping compliance intact, helping retailers save significantly.
HMS provides PCI compliance, EMV chip acceptance, tokenization, and fraud prevention tools. These measures protect both your store’s revenue and your customers’ data.
Most HMS retail merchants receive deposits the next business day, keeping cash flow steady for payroll, inventory restocks, and operations.
Yes. HMS offers customizable gift and loyalty card programs that help retailers retain customers and increase repeat visits.
No. HMS does not lock merchants into long-term contracts or charge early termination fees. We earn your business with transparency, cost savings, and reliable support.
HMS provides 24/7/365 U.S.-based support plus a dedicated account manager familiar with the retail industry. If issues occur during peak hours, you’ll get immediate assistance from an expert.
