Accept Payments with Intuitive and Reliable Payment Solutions from SwipeSimple

A complete, modern payment solution for small businesses, backed by transparent rates, next-day funding, and 24/7/365 support from Host Merchant Services.
Hand holding a SwipeSimple contactless card reader displaying tap-to-pay symbols and digital wallet payment options

Modern SwipeSimple Payments Solution Stack, Backed by Host Merchant Services

Accepting payments shouldn’t be complicated, expensive, or rigid. We’ve partnered with SwipeSimple to provide a secure, flexible, and intuitive payment solution built for today’s business owners. No matter if you own a retail store, a service van, or work behind a desk, SwipeSimple helps you get paid faster, smarter, and with confidence.

SwipeSimple mobile payment solution featuring a smartphone payment app, contactless card reader, and credit card
SwipeSimple contactless payment terminal, barcode scanner, and receipt printer displayed on a modern retail checkout counter

The Perfect Pair for Your Business

Host Merchant Services is a certified SwipeSimple partner that provides more than just technology. We deliver a full-service payments experience designed around your business needs.

Calendar and contract icon representing flexible month-to-month SwipeSimple merchant services without long-term commitments
Month-to-Month Service, No Long-Term Contracts

Stay because you love the service, not because you’re locked in. Host Merchant Services offers no-term commitment and no early termination fees.

Calendar with dollar sign icon representing next-day funding options for SwipeSimple merchant account payments
Next-Day Funding Options

Don’t wait days for deposits. Host Merchant Services offers fast next-day funding when you batch by the cutoff. Improve your cash flow and operate without delays.

Telephone handset with 24-hour symbol representing round-the-clock U.S.-based SwipeSimple customer support
24/7/365 U.S.-Based Support

Day or night, weekday or weekend, you’ll always speak with a live U.S.-based expert, not a call center overseas or a chatbot. Our team is committed to your success.

Dollar sign and plus symbol icon representing transparent interchange-plus pricing for SwipeSimple payment processing
Interchange-Plus Pricing

No bundled rates or inflated fees. Our interchange-plus model passes the true cost of processing directly to you, with a low, consistent markup that’s easy to understand.

Small storefront with dollar sign icon representing SwipeSimple payment processing solutions for small businesses
Built for Small Businesses

SwipeSimple is sold through a trusted partner network, such as Host Merchant Services, and is used by 125,000+ merchants.

Trusted by Businesses Like Yours

Everything You Need to Accept Payments, Anywhere You Work

SwipeSimple is more than a payment app. It’s a complete platform that helps you accept and manage payments across every channel, mobile, countertop, or online.

Take Payments In Person

Smartphone and wireless payment icon representing SwipeSimple mobile app and Bluetooth credit card readers for small businesses
SwipeSimple Mobile App + Bluetooth Readers

Accept chip, tap (Apple Pay, Google Pay), and swipe via compact Bluetooth readers on iOS or Android. EMV Quick Chip speeds up checkout.

Smartphone with contactless payment symbol representing SwipeSimple Tap to Pay on iPhone for secure card transactions
Tap to Pay on iPhone

Take contactless cards and wallets right on your iPhone—no extra hardware required.

Smart credit card terminal icon representing SwipeSimple PAX A920, A920 Pro, and A80 payment processing devices
SwipeSimple Terminal (PAX A920, A920 Pro, A80)

An all-in-one smart terminal with built-in printer, cloud sync, and support for tap, chip, and swipe.

Customer tapping a credit card on a SwipeSimple contactless payment reader at a retail checkout counter
White countertop credit card payment terminal with touchscreen and keypad displayed on a wooden retail checkout counter

Accept Countertop POS

Countertop POS register icon representing SwipeSimple Register software for retail payment processing and business management
SwipeSimple Register Software Package

Item modifiers, item-level tax, USB peripherals (cash drawer/receipt printer), and the same easy UI on PAX A920/A80 or your own iOS/Android tablet.

Get Paid Remotely

Computer monitor icon representing SwipeSimple Virtual Terminal for secure online credit card payments and recurring billing
Virtual Terminal

Key-in payments from any web browser; save cards on file; schedule recurring billing; email/SMS or print receipts.

Digital invoice and receipt icon representing SwipeSimple online invoicing, payment tracking, and automated billing reminders
Invoices

Create, send, and track invoices via email or text with automated reminders and branded templates.

Buy Now button and payment link icon representing SwipeSimple secure online checkout and remote payment collection
Payment Links & “Buy Now” Buttons

Share secure checkout links by text, email, social, or embed on your site, no plugins required.

Calendar and payment icon representing SwipeSimple Text to Pay, appointment scheduling, and SMS payment requests
Text To Pay & Appointments

Request payments over SMS and streamline scheduling inside SwipeSimple. Combine with built-in scheduling tools to manage appointments and billing in one platform

SwipeSimple payment terminal displaying an approved credit card transaction for remote payment processing

Simplify Operations with the SwipeSimple Dashboard

From anywhere, on any device, the SwipeSimple dashboard gives you complete visibility into your business.

All your data is securely stored and synced across devices in the cloud.

SwipeSimple POS register with touchscreen dashboard, receipt printer, and contactless card reader for sales and inventory tracking

Best for Every Type of Business

SwipeSimple is designed to serve a wide range of small businesses with flexible payment needs.

Retail and Food & Beverage: Fast checkout, modifiers, item-level tax, and receipts (printed or digital).
In-Person and On-Site Services: Go-anywhere terminals, mobile readers, and invoice/payment links after the job.
Professional & Remote Services:Convenient, secure payment options for businesses that work from anywhere.
SwipeSimple payment solutions for retail checkout, on-site mobile card payments, and professional services using online billing
Customer holding a credit card near a PAX A920 payment terminal displaying an approved transaction at a retail checkout counter

Get Started with SwipeSimple Today!

Our payment experts will configure SwipeSimple to match your business needs, devices, pricing, and features, supported by 24/7/365 U.S.-based assistance and next-day funding options. Fill out this form, and a member of our team will contact you shortly to discuss setup and next steps.

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Do you currently take credit cards?
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Frequently Asked Questions

Does SwipeSimple Work on Both iOS and Android?

Yes. The mobile app and Bluetooth readers support iOS and Android.

What Cards and Wallets Can I Accept?

Contactless wallets like Apple Pay and Google Pay plus EMV chip and magstripe cards are supported.

Do I Need Extra Hardware for Tap To Pay?

For Tap to Pay on iPhone, no additional hardware is required—just a supported iPhone and the SwipeSimple app.*

How Fast Do I Get My Funds?

HMS offers next-day funding options when batches are settled by the deadline. 

Are There Long-Term Contracts?

No. HMS provides month-to-month service with no early-termination fees.