Category: Payment Processing

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Chargeback Resources

A Detailed Guide to the Chargeback Process - The Flow of a Chargeback How do Chargebacks Work Chargeback Fee - Definition How to Handle Chargebacks Industry Terms: Cha...

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The Road to Savings

Host Merchant Services is able to guarantee its customers savings and the lowest rates possible. Take a trip with us on the road to savings and learn how you can save money o...

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New Fees Added in 2012

Payment Processing Fees Added in 2012 The major credit card networks — Visa, MasterCard, Discover and American Express — join together to set the fees for Interchange. As p...

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Merchant Category Codes (MCC) Explained: A Complete Guide

Merchant category codes affects both merchants and consumers. What is this mystery number and how does it affect your business or you personally? It’s a number that’s more imp...

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How Heartland Payments Uses Scare Tactics to Justify Overcharging Merchants

Is Heartland using scare tactics to justify overcharging you? If you’re like most Heartland customers, you have a pretty substantial bill for credit card processing. Maybe you e...

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Merchant Services Interchange Fees, Part 2

Interchange Reimbursement Rates and Credit Card Processing Pricing Explained, Part 2 Finally there is Interchange Plus pricing, which is exclusively how we quote at Host Me...

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The Durbin Amendment Part 2

What is the Actual Impact For Merchants? While the law went into effect in October of 2011, there still is quite a lot of speculation on how these regulations will impact merch...

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Partial Payment Authorization Now in Effect, Part 2

What does this mean for the merchant?  Merchants will need to pay close attention to the authorization message and receipts being returned at the point of sale. In cases w...

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Voice Authorization Fee

Voice Authorization is a security measure used by the credit card industry to ensure that a particular purchase is being authorized by the actual card holding customer. Voice...

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