Category: EMV

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EMV CVM: Offline PIN

Offline PIN is a cardholder verification method, or CVM, unique to EMV cards; magnetic stripe cards do not support offline PIN. As its name suggests, offline PIN can be ...

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EMV CVM: Online PIN

Online PIN is a cardholder verification method, or CVM, available for EMV cards. As its name suggests, online PIN requires an active internet connection. Online PIN c...

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EMV CVM: Signature

Signature is a cardholder verification method, or CVM, available for EMV cards. A signature verification requires the card user to sign for the payment at the po...

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EMV CVM: No CVM

“No CVM” is a cardholder verification method (or lack thereof) available for EMV cards. Typically, “no CVM” is selected for unattended POS systems&n...

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EMV Card Authentication: How a Chip Card Proves It Is Real

Every payment made by card starts with the terminal asking itself, “Is this card real?” This silent question isn’t asked by the customer or at the till, but it happens at ev...

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EMV Card Authentication: Online

Online card authentication is a protocol for verifying that an EMV card is legitimate. It is designed to protect against counterfeit cards, especially those produced by skimmin...

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EMV Card Authentication: Offline (SDA)

Offline static data authentication (SDA) card authentication is a protocol for verifying that an EMV card is legitimate. Offline card authentication is performed with...

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EMV Card Authentication: Offline (DDA)

Offline dynamic data authentication (SDA) card authentication is a protocol for verifying that an EMV card is legitimate. Offline card authentication is performed wit...

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EMV Card Authentication: Offline (CDA)

Offline combined DDA with application cyptogram (CDA) card authentication is a protocol for verifying that an EMV card is legitimate. Offline card authentication is p...

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