Category: Credit Cards

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What You Need to Know About Credit Card Surcharging With Tips

The odds are you might have seen credit card surcharges while shopping. Maybe you saw a vending machine that charges extra money on credit card purchases instead of cash-based one...

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ACH vs. Credit and Debit Cards: Differences and Similarities

While you might already accept credit and debit cards from your customers, you could also consider accepting ACH payments. Let us understand the major differences and similarities...

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How to Get the Cheapest Credit Card Processing Rates

For many small businesses, one of the biggest charges they face is payment processing. So getting the cheapest credit card processing rates is vital. Even minor differences can ad...

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A History of Credit Card Processing

Credit cards have had a transformational impact on how humans transact, make purchases, and grow the global economy. However, not everyone is aware of how the roots of credit card...

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A Complete Guide to the American Express OptBlue Program

Many merchants can’t accept American Express cards because of its approval complexity and high rates. This left many merchants disappointing consumers who prefer to pay with Ame...

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Merchant Services: Consumer Credit Card Protection, Part 2

Debit cards are another way for customer to pay that offer the same convenience as a credit card, but the funds are deducted directly from their bank account instead of ...

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Merchant Services: Online Fraud Prevention, Part 2

Phishing Phishing has become of the more recent online frauds that have surfaced. The way phishing works is that an e-mail is sent from a notable company saying that there is a...

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Identity Theft: Protect Your Credit Score

Who Can Help? Identity theft can seem daunting, but with the right resources and dedication, it is possible to restore your credit score. The following resources can provi...

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Getting to Know Credit Cards and Debit Cards, Part 2

Terminology Credit Card Terminology – definitions of common terms used associated with credit cards.Card Terminology – glossary of terms that are typically used i...

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