Posted: January 30, 2026
According to a press release issued on January 12, 2026, Samsung Electronics America, Inc., Ingenico, and Talus have partnered to offer advanced mobile payment solutions for businesses in the North American market.
The Samsung-Ingenico-Talus partnership will integrate key technological capabilities from all three companies, eliminating the need for dedicated payment hardware to accept card and digital wallet payments “wherever business happens.” It will combine Ingenico’s SoftPOS tap-to-pay technology with the Talus mobile app, enabling NFC-capable Samsung devices to serve as secure payment terminals for businesses.
Today, accepting payments from “anywhere” requires additional setup, hardware, and add-on costs. While it does facilitate payment acceptance, those “extras” can feel more like a burden for businesses looking for a simple, straightforward payment tool.
The new partnership between Samsung, Ingenico, and Talus was formed to address the issues merchants face. Their new mobile business operating solution removes these frictions by turning something most businesses already have in their hands, a mobile device, into a secure, fully-featured way to take payments and run day-to-day operations.
The solution eliminates the need for you to rely on dedicated point-of-sale terminals. It uses Ingenico’s SoftPOS (software point-of-sale) tap-to-pay functionality inside the Talus mobile app to transform (NFC-compatible) Samsung devices into payment terminals. This means businesses can now accept contactless card taps and digital wallets without incurring hundreds or thousands of dollars in additional costs for specialized payment hardware.
In fact, according to a recent report, 71% of merchants believe that SoftPOS will entirely replace traditional systems. The same report suggests that in 2022, only 6 million US merchants used SoftPOS; that number is forecast to climb to over 34 million by 2027.
What makes this more than just a “mobile payments solution” is the intent to package payments into an end-to-end mobile business operating layer. In addition to accepting payments, merchants receive features such as inventory and customer management, real-time insights, and more. It’s important, as most small and mid-sized businesses don’t just struggle with payments – they also struggle with the fragmentation around payments.
Payment acceptance is just one aspect of business operations. Reconciliation, inventory management, monitoring repeat customer patterns, and evaluating performance across locations add complexity. A mobile solution that combines these workflows on a single device can reduce tool sprawl and shrink the time between transaction and decision-making.
This solution will resolve these issues by combining the tools needed to manage operations and payments into a single mobile system. Even with a streamlined onboarding process, Samsung, Ingenico, and Talus promise onboarding in minutes and transparent pricing “from day one.” And since there’s no extra hardware, there’s no extra setup processes as well, which also means no extra logistics and no extra hardware upkeep costs.
It also changes the economics of expansion. Adding a new lane, a new associate, a new temporary sales point, or a seasonal location becomes far less capital-intensive when acceptance can be handled by devices already in circulation.
The solution aims to remove all bottlenecks that hinder business operations, including raising tickets, researching new terminals, negotiating with ISOs and processors, ordering devices, waiting for shipping, and training staff afterward.
Security and compliance are two crucial aspects that can determine whether mobile acceptance scales or stalls. SoftPOS works only when strict security standards, such as PCI MPoC (Mobile Payments on COTS) and Tap-to-Phone security frameworks (including risk teams’ requirements, acquirer requirements, and card brand rules), are met. It’s designed to deliver secure contactless transactions.
Ingenico’s Scott Spencer noted that software-based payments scale only when security is integrated from the start.
Samsung’s role is foundational due to its extensive mobile hardware footprint. Merchants can use familiar technology, including Samsung Galaxy tablets and smartphones. The press release also noted that Samsung Knox would serve as the security layer to protect the user experience. The new system ensures zero disruption to business workflows, allowing businesses to run on devices they already use.
Talus, meanwhile, provides the merchant enablement layer, the app experience, payment orchestration, and the support businesses need to operate a ‘mobile POS’ at scale. The rollout will cover Talus’ full-service provider (FSP) services and 24/7 U.S.-based customer support. Merchants and channel partners can continue operating with support during weekend breakdowns.
Looking at the broader market, it’s trending toward embedded payments and tools rather than separate systems. Talus will offer payment processing plus software for day-to-day operations with integrated AI across functions. Talus will also offer APIs for end-to-end acquiring-as-a-service (AaaS) solutions. Merchants not familiar with advanced tech, or even APIs for that matter, will enable faster product iteration, better integrations, and smoother experiences for both staff and customers using this infrastructure.
We can realistically expect this partnership to secure meaningful distribution in the market, given Talus’s already large market footprint. Talus currently serves 22,000 merchants in North America, processing 65 million transactions (approximately $12 billion in annual charge volume).
Talus already knows the market dynamics, and they know mobile acceptance solutions don’t win on product alone; they win on deployment, support, pricing models, risk management, and alignment with the chaotic reality of how merchants really operate in the real world.
Seeing this from a merchant’s point of view, they’ll have the flexibility to accept payments in-store or on the move with a single device. This flexibility goes a long way, helping SMEs and large businesses (specifically salespeople and field workers) close more sales by providing quotes and accepting payments on the spot.
The trio (Samsung, Ingenico, and Talus) is poised to give businesses a way to extend acceptance wherever their work takes place. This easy-to-use SoftPOS solution offers payment acceptance credibility (with Ingenico), a trusted device ecosystem with enterprise security (with Samsung), and an application and merchant services layer (with Talus).
Together, they enable businesses to accept secure contactless payments and manage operations with NFC-enabled Samsung devices, without relying on dedicated payment hardware.
SoftPOS, or Software Point of Sale, is a technology that enables businesses to accept payments via a mobile device using contactless card readers. Samsung, Ingenico, and Talus partnered to offer an embedded solution that uses Talus’ app, Ingenico’s SoftPOS software, and Samsung’s NFC-enabled devices to accept tap payments.
No, you will not need any additional hardware beyond an NFC-enabled Samsung device. The merchant simply installs the Talus mobile app on an NFC-enabled Samsung phone or tablet, and the device becomes a fully functional POS.
The solution is secure by design. Ingenico’s SoftPOS technology is PCI MPoC certified, meaning it has passed rigorous testing to securely handle card data on mobile devices. Samsung’s Knox security platform further protects the device by isolating payment data. All contactless EMV transactions also include built-in security (dynamic cryptograms for each tap).
Mobile payment processing capabilities (including contactless payment acceptance via card or digital wallets)
Inventory management (including tracking stock levels and sales)
Customer management/CRM (storing customer profiles or purchase history),
Real-time sales analytics
